90-Day Money Reset, Step 4: Your 2036 self is trying to contact you đź‘€

Welcome to the 90-Day Money Reset! Over the next 30 days, I'm going to walk you through 9 simple steps to help you clear the overwhelm, get clarity on your finances, and finally put a plan in place that works. This post covers Step 1 and if you'd like to receive each next step directly in your inbox as we go, just click here to join the challenge and I'll guide you through the rest of the reset, one step at a time.​

Well done for showing up to step 4. You’re almost half way and when you finish, “future you” will also thank you.

Now that you have a handle on where you are currently in terms of finances (net worth, spending, NWI buckets), let’s talk about where you are going.

Step 4: Your life in 10 years

Most people never take the time to think about what they’re actually trying to achieve long term. This could mean we end up chasing certain goals because that's what everyone around us is doing, and it's not even goals that we set for ourselves.

I did this exercise the first time 5 years ago during my MBA program in Switzerland. I look back at that image now and realise how much of my vision has come true. I wanted more freedom, to spend more time with family, be closer to my parents, and have my own business. The 4 children goal has not yet been achieved ;)

We don't spend enough time thinking about what we actually want out of life and how our money habits and goals align with that.

Here's what I want you to do:

  1. Think of yourself in 10 years from now.

  2. Draw a picture and make it as detailed as you can. Think about where you are working, what your family life looks like, financial situation, spending habits, you can even go as deep as what clothes you are wearing.

  3. If you have a partner, get them to do the same.

  4. Add today's date to the top of the image.

As simple as this seems, I couldn’t believe how eye opening it was for me. It made me much more conscious of what I'm actually trying to achieve, and which steps I'm taking to get there. And that the life I want is not just going to happen by chance, I need to be intentional to make it happen.

Hot Tip:

Pause here for a little while. Reflect on your spending and investing habits from the first three challenge steps. Are those habits moving you closer or further away from the future you envision for yourself?

Keep your drawing somewhere you can see it often. Inside a cupboard, a placeholder in your notebook or take a photo and send it to yourself on Whatsapp (yes you can talk to yourself).

This step is just the starting block to hopefully changing how you make decisions and take action for your future. Because just like money, decisions and actions compound exponentially over time.

Inside Your Money Gameplan, we discuss this at a deeper level and connect it to real numbers, outcomes and inputs needed to get you the life you envision for yourself, 10 years from now.

Sign up for Your Money Gameplan here

You still have time to complete Your Money Gameplan before 28 May, and unlock access to my bonus live Q&A.

See you again in 2 days :)

Carla

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90-Day Money Reset, Step 3: This is where it clicks