Privacy Policy

Effective Date: 10 November 2025

At Money with Carla, your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website and engage with our content, products, and services.

1. Information We Collect and our role

We collect personal information in the following ways:

  • Information You Provide Directly: When you sign up for courses, join waitlists, subscribe to our email list, or contact us, you may provide details. This includes your name, email address, payment information and any other information you provide when subscribing to newsletters, filling out forms, or contacting us.

  • Automatic Data Collection: We use cookies and analytics tools to collect non-personal data. This may include your IP address, browser type, operating system, referring website, pages you visit on our website, and the dates/times of your visits. This information is typically collected through cookies and similar tracking technologies.

  • Third-Party Services: If you access our site via third-party platforms (e.g., Kajabi), additional information may be collected by those platforms under their privacy policies.

This Privacy Policy is designed to comply with privacy and data-protection laws applicable to the processing your personal data, including but not limited to, where relevant, the Swiss Federal Act on Data Protection (FADP), the EU General Data Protection Regulation (EU GDPR), and the UK General Data Protection Regulation (UK GDPR) (collectively, “Applicable Privacy Laws”).

Data Controller: Money with Carla is the data controller responsible for the processing of your personal data collected through the Website or when receiving Services.

2. How We Use Your Information

Your information is used for:

  • Providing and improving our services and website, such as delivering courses and email series.

  • To personalise your experience on the website.  

  • To analyse website usage and trends.

  • Communicating updates, promotional offers, newsletters and other relevant content or information you have requested or consented to receive.

  • To respond to your inquiries and provide customer support.

  • Ensuring secure transactions, proper functioning and compliance of the website.

  • To comply with legal obligations.

3. Our Legal Basis for Processing Your Personal Data

We process your personal data based on the following legal grounds:

  • Consent: Where you have freely given your specific and informed consent for the processing of your personal data for a specific purpose (e.g., subscribing to a newsletter). You have the right to withdraw your consent at any time.

Note: If you are under the age of 16, you must have your parent or guardian’s consent before using this Website, making use of our Services, or providing personal data (or under the age of 18 if you are located in South Africa).

  • Performance of a contract: Where processing is necessary for the performance of a contract with you or to take steps at your request prior to entering into a contract.  

  • Legitimate interests: Where processing is necessary for our legitimate interests or the legitimate interests of a third party, provided that your interests and fundamental rights do not override those interests. Our legitimate interests may include operating and improving our Website, marketing our Services, and preventing fraud.  

  • Legal obligation: Where processing is necessary for compliance with a legal obligation to which we are subject.

4. Cookies and Tracking Technologies

We use cookies to:

  • Personalise your browsing experience.

  • Track usage patterns to improve website performance.
    You can control cookies through your browser settings.

5. Third-Party Sharing

We do not sell or rent your personal information. However, we may share your data with trusted partners to:

  • Process payments (e.g., Stripe, PayPal).

  • Deliver emails (e.g., Kajabi).

  • Analyse website traffic (e.g., Google Analytics).

These providers are required to use your data solely for the agreed-upon purposes.

6. Your Rights

  • Under the FADP or depending on your location, other Applicable Privacy Laws, you have certain rights which may be exercised in relation to your personal data:

    • Right to information: You have the right to request information about whether and which of your personal data is being processed.

    • Right to rectification: You have the right to request the correction of inaccurate personal data.

    • Right to erasure: You have the right to request the deletion of your personal data under certain circumstances.  

    • Right to restriction of Processing: You may have the right to restrict the processing of your personal data.  

    • Right to data portability: You may have the right to receive your data in a common electronic format in certain contexts.

    • Right to object: You can object to the processing of your personal data, particularly for direct marketing purposes.  

  • Exercising your rights: to exercise any of your rights, please contact us at info@moneywithcarla.com. We will respond to your request in a timely manner. 

7. How We Protect Your Information

We have implemented appropriate technical and organisational measures to protect your personal data against unauthorised access, disclosure, alteration, or destruction.  We use secure servers, encryption, and other safeguards to protect your personal data. While no system is 100% secure, we continuously improve our measures to protect your information.

8. How Long Do We Keep Your Information

Data retention: We will retain your personal data only for as long as necessary to fulfil the purposes for which it was collected, or as required by applicable Swiss laws and regulations, or Applicable Privacy Laws.  

9. Children’s Privacy

Our website is not intended for individuals under 18. We do not knowingly collect data from minors.

10. International Data Transfers

We will only transfer your data to countries that are recognised by the Federal Data Protection and Information Commissioner (FDPIC) as providing an adequate level of data protection or where we have put in place appropriate safeguards, such as standard contractual clauses, as may be required in terms of Applicable Privacy Laws.

11. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be reflected with an updated effective date.

12. Contact us / Complaints

  • Complaints: If you believe that our processing of your personal data does not comply with the FADP or Applicable Privacy Laws, you have the right to lodge a complaint with the Swiss Federal Data Protection and Information Commissioner (FDPIC), or other appropriate supervisory authority (for example: Information Commissioners Office at www.ico.org.uk).

  • Contact / questions: If you have questions or concerns about this Privacy Policy, please contact us at: Email: info@moneywithcarla.com