90-Day Money Reset - Step 1
Welcome to the 90-Day Money Reset! Over the next 30 days, I'm going to walk you through 9 simple steps to help you clear the overwhelm, get clarity on your finances, and finally put a plan in place that works. This post covers Step 1 and if you'd like to receive each next step directly in your inbox as we go, just click here to join the challenge and I'll guide you through the rest of the reset, one step at a time.
I’m so glad you are here, because just like that… the first 4 months of the year are almost gone.
At the start of 2026, you probably told yourself: this is the year I finally sort out my money.
And then life happened.
Work got busy, life got complicated and other unplanned priorities popped up. Maybe you weren’t even sure where to start, so nothing's really changed.
Let’s change that. The most important thing I want you to do, before we get started, is to make a commitment to prioritise yourself. Put just a little bit of time aside each week to spend with me to work through 9 easy steps that will change your life (and money).
We’re not going to let the next couple months slip away as well.
Here’s what we’re going to do instead.
Over the next few weeks, I’m going to walk you through a simple reset to clear the overwhelm and help you get a plan in place to reset your money. Every couple of days, I'll send you one step at a time.
To get an overview of what we’ll cover in the reset, watch my YouTube video with the full breakdown:
Let’s get started.
Step 1: Know your net worth
Grab a pen and paper, or even better, pull up a spreadsheet that can help you tally everything up.
List everything you own and the current value (Assets: Pension fund, property value, car, cash, investments etc). BTW if you earn any returns on these assets, you can also track it here.
List everything you owe (Liabilities: Mortgage, car financing, any other debt).
Now subtract the liabilities from the assets: This is your net worth.
Here's a visual to show you what it will look like:
Let this number motivate you. If you pay off debt, your net worth increases. Money added to investments? Increases net worth. Your assets are the things that will bring you financial freedom, so we want to work on getting that number up.
Hot tips:
Keep your notes from today close. You’ll refer back later.
Sit back and reflect: What on the list above (assets & liabilities) would you like to change over the next 90 days?
From now on, take time to update your net worth at least once a year and track your progress. Add a reminder on your phone now.
If you want, share this calculation with your partner and ask them to complete theirs.
We're just getting started!
Keep an eye on your inbox for Step 2 coming up next.
Ready to take this further? I built an in-depth system to help me with my financial planning. This is available to you inside Your Money Gameplan (with a specific program for couples):
Full 13 sheet calculator covering goals, retirement, spending, debt allocations and trackers
Video guided lessons
Practical activities and worksheets
If you sign up and complete Your Money Gameplan program before 28 May 2026, I’ll invite you to my live Q&A where I’ll answer questions from the graduates.
Start building Your Money Gameplan here
Let's do this together.