Everything the book promised, all in one place.
This is where the calculator and full video library that go with the book live. It isn't linked anywhere on my site, so bookmark it rather than search for it.
Compounding
✳︎
Index Funds
✳︎
TFSAs
✳︎
Property
✳︎
Mortgage or Invest
Compounding ✳︎ Index Funds ✳︎ TFSAs ✳︎ Property ✳︎ Mortgage or Invest
01 - TOOL
The Compound Calculator
The single most convincing argument in the whole book, made visual. Change any number and watch what time does to it.
Assumes monthly compounding and monthly contributions made at month-end. This illustrates the concept in the book. It isn't a financial projection, and real returns move around a lot more than this chart does.
02 - WATCH
The video index
Investing Basics: Foundation to Get Started
Stocks and bonds, explained from zero. Start here if you start anywhere.
How You're LOSING Up to 67% of Your Investment Value
What fees quietly do to a portfolio over decades, and how to check yours.
Why I Don't Like Retirement Annuities: The 10yr Rule
The fine print most people don't read before signing up for one.
Saving is NOT going to make you rich. Here's why.
The gap between saving and investing, and why it's bigger than most people think.
Are Property Investments Any Good? The 13% Rule
A full numbers-based model across several property scenarios.
How Much South Africans Really Need to Retire
The 4% rule (really 3.84%) applied to South African numbers.
Why I Would Choose Index Funds Over ANY Other Investment
The case for the simplest option on the table, made directly.
Every South African Needs This Investment Account
Tax-free savings accounts, explained: why to open one before anything else.
Should You Pay Off Your Mortgage Or Invest?
Running the actual numbers on the debate everyone has an opinion about.